Property Cashflow & Holding Cost Calculator
Analyse multi-year property holding costs, rental income growth, and dynamic expense trends for Australian real estate investments.
Whether you are planning a residential buy-to-let or a commercial office acquisition, this calculator helps you project 10-year holding costs, rental growth models, and loan amortisation rates.
Frequently Asked Questions
What is property holding cost?
Property holding cost refers to the total ongoing expenses required to maintain ownership of an investment property, including mortgage interest, council rates, insurance, body corporate fees, and maintenance, offset by rental income.
How do you calculate gross yield vs net holding cost?
Gross yield is calculated by dividing annual rental income by the property purchase price. Net holding cost is calculated by subtracting all annual operational and debt expenses from the gross rental income, determining whether the property is cashflow positive or negative on an ongoing basis.
Disclaimer: The estimations and rules detailed on this platform do not constitute legal or financial advice. Always verify metrics with a certified property professional, licensed accountant, or qualified commercial lawyer before entering into or executing any lease contract.